Competitive HGV Insurance Cover

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All types of HGV vehicles can be offered competitive rates for their
insurance. Many insurance companies will provide cover for HGVs which travel
abroad.

 

If you require a vehicle to be insured for travelling abroad this should
be mentioned at the quotation stage. For those who have an existing policy
which does not provide this cover the insurance company should be contacted as
a matter of urgency. In other words, prior to departure from the UK to enable
the insurers to amend the policy accordingly.

 

There are age limits for drivers who wish to be insured. Generally the
insurance companies have both upper and lower age limit restriction. Typically
the lower age limit is 23 years and the upper 60 years. Drivers outside of this
scope who have held a license for a minimum of 12 months may be able to offered
insurance cover. This option varies between HGV insurance companies.

 

Insurance companies will only be able to offer insurance to drivers who
hold the correct HGV class license for the vehicle in question.

 

HGVs which travel to dangerous locations such as demolition sites or
chemical plants should inform the insurance company at the quotation stage. If
travel locations change and then include travelling to dangerous locations the
insurance company to be informed immediately in order them to make the
necessary alterations to the policy. 
Failure to inform the insurers may result in the policy being invalid.

 

Hauliers who operate multiple heavy goods vehicles can make huge savings
on their insurance premiums by having a HGV fleet insurance policy. The number
of vehicles needed to constitute a fleet differs between insurance companies.

 

Mixed fleet insurance is also available for businesses which operate a
number of different types of vehicles. Inform the insurance companies the types
of vehicles you have and they will be able to provide appropriate and
competitive quotations.

 

, as such an insurance policy will be invalid.

 

Reputable HGV Insurancecompanies
are more than willing to share their expertise and knowledge of insurance
requirements with anyone asking for a quotation. They also appreciate that
keeping an HGV on the road is of paramount importance and people’s livelihoods.
Providing the correct insurance which meet legal requirements and suits
individual business needs is of utmost importance to them.

 

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